Build The Personal Recurring Expense Renewal Calendar, a private planning tool that helps users anticipate upcoming recurring charges and make informed renewal decisions.
Allow users to import a CSV file or manually enter subscriptions, insurance premiums, memberships, software licenses, annual fees, installment payments, and other recurring expenses.
The application should:
Normalize billing frequency and calculate expected renewal dates.
Display upcoming charges on a monthly and yearly calendar.
Estimate monthly equivalents for annual and irregular payments.
Flag overlapping services and expenses with unclear usage or renewal terms.
Model the effect of cancelling, downgrading, or switching a service.
Calculate projected savings over configurable time horizons.
Support user-defined reminders and decision deadlines.
Separate confirmed contract dates from estimated renewal dates.
Export a calendar-ready file and an expense summary.
Include a realistic sample household budget. Build a clean interface with category filters, renewal status, and editable records. Do not connect to bank accounts or assume that a subscription can be cancelled without a fee. Keep financial data local where practical and never require users to enter payment-card credentials.
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